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Van Loan's Misleading Claims: Case for Lawful Access Not Closed

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Tuesday September 29, 2009
The push for new Internet surveillance capabilities - dubbed the "lawful access" initiative - dates back to 1999, when government officials began crafting proposals to institute new surveillance technologies within Canadian networks along with additional legal powers to access surveillance and subscriber information.  Over the past decade, lawful access has stalled despite public consultations, bills that have died on the order paper, and even a promise from former public safety minister Stockwell Day to avoid mandatory disclosure of personal information without court oversight. Last June, current Public Safety Minister Peter Van Loan tabled the latest lawful access legislative package.  Much like its predecessors, the bill establishes new surveillance requirements for Internet service providers. In an about-face from the Day commitment however, it also features mandatory disclosure of customer information, including name, address, IP address, and email address upon request and without court oversight.

My weekly technology law column (Toronto Star version, Ottawa Citizen version, homepage version) notes that lawful access has long faced at least two significant barriers.  The first involves ISP costs associated with installing new equipment and responding to disclosure requests.  The government has attempted to address those concerns by promising to help pay the bills.  It plans to provide some funding for new equipment and, in a little noticed provision, has opened the door to paying ISPs for providing customer name and address information to law enforcement authorities.  

The second barrier involves lingering questions about the need for lawful access.  Critics have pointed to the fact that Canadian law enforcement has successfully used the Internet in hundreds of investigations, including a high-profile Toronto terrorism case. Moreover, the law already grants ISPs the options to disclose customer name and address information.

Van Loan argues that the changes are long overdue, pointing to a kidnapping case in Vancouver earlier this year as evidence of the need for legislative change.  In several interviews, he has described witnessing an emergency situation in which Vancouver police waited 36 hours to get the information they needed in order to obtain a warrant for customer name and address information.

While that makes for a powerful example, a more detailed investigation into the specifics of the case reveals that Van Loan's rendition leaves out some important details.  Over the summer, I launched Access to Information requests with the Ministry of Public Safety, the RCMP, and the Vancouver Police Department, seeking further information on the kidnapping case.

Both Public Safety and the RCMP responded that they had no additional information to provide other than the transcripts of the minister's interviews.  The Vancouver Police identified the case as a February kidnapping (not March as suggested by Van Loan).  The suspect was ultimately arrested and the case is currently before the courts, therefore limiting the department's ability to provide much detailed information.  

However, in an admission that goes to the heart of Van Loan's claims, a legal adviser disclosed that no ISP records were sought during the investigation.  In other words, the case the minister of public safety has presented as evidence of the need for mandatory disclosure of ISP customer records never involved a request for such records and yielded an arrest using the current law.

Without a doubt, society needs to ensure that police have the ability to deal with serious crime.  Yet, public concern about lawful access comes directly from privacy fears and the absence of compelling evidence that the current system has created serious barriers to police investigations.  The latest reliance on a case that did not even involve ISP records should only heighten skepticism about the government's proposed lawful access reforms.
Comments (75)add comment

VancouverDave said:

Obtaining Warrrants
I can't imagine a scenario in which email or website access records would be required within hours rather than days or weeks, but even if a case arose in which immediate access were necessary, our legal system provides for issuance of a warrant on very short notice.


There is simply no rational excuse for requiring ISPs to divulge private information without any court oversight. This proposal is nothing more than a invitation to abuse by officers who feel that a judge would not approve of their intentions.
September 29, 2009

Evan said:

...
Assuming this government even manages to survive long enough for it to pass, will this legislation be able to withstand a constitutional challenge? It seems like a clear case of "Unwarranted Search and Seizure" to me.
September 29, 2009

maebnoom said:

...
"...paying ISPs for providing customer name and address information to law enforcement authorities."

I don't see how anything bad could come of that.


(sarcasm)
September 29, 2009

Passing Through said:

Motivation?
It would be orders of magnitude cheaper to hire additional judges to be "on-call" in the event that a time sensitive warrant is required.

It is my personal belief that the government is willing to invest in snooping hardware in order to pave the way to litigate file sharers down the road. From this article we know that kidnappings and such are not the real motivation...what would motivate this expenditure if it's not lobbyist dollars?
September 29, 2009

mliving said:

Time for Tor
Time for Tor
September 29, 2009

Bytowner said:

My advice to the "New Conservatives"?
Submit to court oversight or drop this idea forever.
September 29, 2009

Dennis said:

...
"Life, liberty and security of person

7. Everyone has the right to life, liberty and security of the person and the right not to be deprived thereof except in accordance with the principles of fundamental justice.

Search or seizure

8. Everyone has the right to be secure against unreasonable search or seizure."


Straight from the charter of rights and freedoms. This would constitute an "unreasonable" search and seizure in many different cases. Does this conservative government recognize the Charter of rights and freedoms? Mining data from citizens without a court order would be illegal. So this govt has opted to dance around our rights with this disgusting piece of legislation dubbed "lawful access". I will happily join and fund anyone whose willing to sue over this. Which will likely happen if this ever passes.
September 29, 2009

Sam said:

It's called a lie
Van Loan saying something that didn't happed did is lying. Misleading is when the truth is presented in a way that gives the wrong impression
September 29, 2009

history repeats said:

EYE ROLL
Hmm, Sam. So basically Van Loan is a lying sack of fertilizer.

Think of the kids!

If this doesn't pas puppies will die and kittens will be burned alive!

Wait, this sounds like rhetoric.

Lets just petition the CRTC to allow this instead. Puppies, kids, kittens and the 5% of the twisted people who will destroy Canada! We can't allow this to happen, we need the CJC to jump on board (gain).

September 29, 2009

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Name said:

Lawful ABUSE
Reposting this from a p2pnet.net comment made by another author

Another cop used police computers to abuse the privacy of private citizens:
http://www.montrealgazette.com/news/Montreal+charged+with+unlawful+access/2054718/story.html
According to a published report, Lauzon was investigated after she accessed the Centre de renseignements policiers du Québec, a provincial database connecting various sources of information. She is alleged to have accessed the database on the request of her father, 68-year-old Fernand Lauzon, a man who was arrested earlier this year in Operation Axe, a police roundup of people who dealt drugs for the Hells Angels.

Lawful access, ripe for abuse by those who claim they won’t abuse anything.
October 01, 2009

Ryan said:

Crazy
How is it we have a government we have to fight about this stuff. It is common sense. This has nothing to do with criminal cases as the ability to get a warrant on reasonable grounds is already available, this is all about the media lobby trying to get civil cases in Canada. They keep trying to push this it seems, we need a government that isn't trying to do this to us all the time. If it ever comes to an election I will certainly be showing my opinion with my vote and encourage others to do the same. This is scary wrong in so many ways and it is a very slippery slope to go down, to even scarier 1984 type landscapes. Rights are not negotiable.
October 02, 2009

Joe said:

Dev
Looks like 1984 is well on its way. First surveillance cameras down town Toronto. Then surveillance on the Internet and tapping your phone. Then eventually in your house when you sleep at night. Of course for the children. Won't someone think of the children? Hahahaha. What a joke.

If Canadians stop paying attention they'll slip this into some other piece of legislation and we won't even know it's on the books. With things like the E-Health scandal. This is rudimentary business with these crooked buggers. Out with the whole bunch in the next Election.
October 02, 2009

Wayne said:

The real legislation that Loan needs to introduce

Is legislation that renders any law passed completely "Null and Void" if it can be proved that the minister lied or was incorrect when talking about the need for that law.
October 02, 2009

JohnD said:

We all watched Bush ruin the rights of the American People
and we couldn't do anything about it because we weren't American. But Canadian I am, and I will fight this - Harper is a little Bush (and a Mulroney worshipper), and I'm not letting what happened to America happen in my country if I have any say.

October 03, 2009

Runaway1956 said:

All politicians are liars
Warrants don't take 36 hours - in any streamlined, modern court system, they might take 12 hours, and even that is unlikely. Painting such a picture is dishonest, aside from the fact that Van Loan outright lied in this case. Every country has it's internal enemies who think that they should be running the country. Van Loan is just another Nazi Wannabe. Vote him out of office, Canada. You don't need him, no matter his background or qualifications.
October 03, 2009

Doug Webb said:

A law has never been written that hasn't been abused by law enforcement
This law is so flawed in concept it could only have been spewed by a Conservative. The Liberals, NDP, Greens and even the Block aren't stupid enough to propose something so ripe for abuse it's rotting before if falls from the tree.
October 03, 2009

Evan said:

Re: Doug Webb
Doug I'm pretty sure the Liberals proposed this exact same legislation four years ago, but the Martin government fell before it could be voted on. I would hope that two successive electoral defeats and subsequent changes in leadership have smartened them up a bit, but I wouldn't count on it.



October 03, 2009

CP stands for 2 distasteful things said:

...
A conservative MP that is totally full of bullsh*t? I'm not surprised.
October 03, 2009

Hardly Anonymous said:

They are already sniffing your traffic, they just don't admit it
We should be moving in the opposite direction. We should require two or three warrents obtained from different judges for any law enforcement action.

And by the way, all Canadian internet communication is being spied on without a warrent, RIGHT NOW. By CSIS. I know for a fact that have installed systems in several major ISPs, and I have personally seen the equipment.

What they are trying to do is make what they have already done legal. And probably better fund it to make it even more intrusive.

Wake up Canada!

http://www.youtube.com/view_play_list?p=111862016CF39978&search_query=oh+canada+banking
October 03, 2009

An0nym0us said:

Van Loan is my MP, what can I say
I really don't know what to say, but this saddens me. He's also said in the past that IP's are like street addresses (or maybe it was phone numbers), and linking them to a person is no different than looking up a person in a phone book.

This is not true. You don't leave your name or your phone number everywhere you go, like what happens with IP addresses whenever you visit websites.
Does VanLoan no understand the differences? Was he simply trying to explain the issue with a simple analogy at the expense of accuracy? Was he misquoted?

I get little messages from his office in the mail once in a while, saying things like "who do you think is keeping you safe from criminals?" "harper, ignatieff, layton, etc" and I suppose he wants you to check one off and send it back to him, or maybe it's just a rhetorical question. I don't understand it anyway. I surely don't see any of them patrolling the streets, and I doubt they even hear of much of what the police is doing.

I wonder what he has to say Geist's revelation? Has anyone actually done an investigation into cases that involved police wanting to get a customer's info from an ISP where they couldn't in good time?

I also recall hearing that this new law would force ISPs to give out info to police w/o a warrant. Is that true? Was it ever?
October 04, 2009

John Smith said:

...
If anyone thinks it wouldn't be any different under the Liberals or NDP, you're dreaming.

Ignatieff is no less Tory than Harper and his coterie of right-wing "law and order" zealots. And Layton's leanings are no less fascist for being less visible because the NDP is perpetually the also-rans. (And Britain, under Labour, is a police state in everything but name.)

It will only get worse, no matter which so-called political party is in power. Get used to it.
October 04, 2009

gooogooo said:

great wars require great sacrifices
Society will destroy itself fighting the pedophiles, er, I mean terrorists.
October 04, 2009

Why? said:

...
Why is it that every "minister" who seems like he or she is a shady bastard turns out to be a shady bastard? And, how are these people elected in the first place? Why are Canadians so stupid and complacent? When with this change?
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If you are really in need of a loan, just let me know, we offer loans to individuals as well as organizations who
have intentions of renovating houses and institutions, debt consolidation, re-financing and also establishment of
business outfits. our obligation is helping the needy to gain financial stability in order to meet with the demands of living. We assure maximum security is our priority. E-mail: globerworldcapital@hotmail.com
November 26, 2013

brabra hook said:

testimony
I’m Mrs silver hook by name. I live in USA, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mrs silver hook who lend me an unsecured loan of $85,000 under 2hours without any stress. If you are in need of any kind of loan just contact him now via: silverhookspellcast007@live.ie. I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mrs.silver hook i pray that God should give him long life.

God bless him forever.
December 07, 2013

LINK FINANCE LIMITED said:

APPLY FOR URGENT LOAN

LINK FINANCE LIMITED
Tooke House
20 Bull Plain
Hertford
Herts
SG14 1DT
london
United Kingdom
Email:linkfinance@consultant.com

*******************************************************
***************************
Gets good money lending service today that is generally
reliable,safe ,filtered
by International Loan Agency and also Tested and Trusted. We give out loan for
Any purposes, if you are really in need of a loan,, just let us know
the amount you need as a loan,and your
problems will be over.We issue loans to individuals despite their
financial conditions.,and low credit score.

Are you in need of a loan?
Do you want to pay off your bills?
Do you want to be financially stable?
All you have to do is to contact us for more information on how to get
started and get the loan you desire.
This offer is open to all that will be able to repay back in due time.
Note-that repayment time frame is negotiable and at interest rate of
2%.

You are expected to inform us of the exact loan amount requested so as to
enable us provide you with the Loan Terms and Conditions. if you are
interested in obtaining loan from our firm.
Please, do complete the short application form given below and we
promised to help you out in any financial needs you are in
LOAN APPLICATION FORM { ONLINE FORM }

1)YOUR NAME...................
2)YOUR COUNTRY................
3)YOUR OCCUPATION.............
4)YOUR MARITAL STATUS.........
5)PHONE NUMBER................
6)MONTHLY INCOME..............
7)ADDRESS.....................
8)PURPOSE OF LOAN.............
9)LOAN REQUEST................
10)LOAN DURATION..................

LINK FINANCE LIMITED
THANKS,
Mr Thomas Williams
December 07, 2013

T-Parklin Finance said:

LOAN OFFER
With nearly three decades of experience and expertise in the cash
register and POS system industry, we continue to offer products and
services of the highest quality in the industry. Whether your business
is a restaurant, hotel, bar,Hospital or retail business, you can count on us for
professionalism and honesty in sales, technical support and customer
service. We would be pleased to provide you with our expertise to
offer you products and services that meet your businesses needs;

LOAN OFFER
I urge you to stay relax and worry no more as we offer
you a legit offer to your door step,
T-PARKLIN LOAN COMPANY LTD,
your financial problem is our target.
email contact: triciaparklinloansfirm@gmail.com
you have to fill out the following information:

APPLICANT PERSONAL INFORMATION’S.
APPLICANT FULL NAMES…………………….
SEX……………………………………
AGE……………………………………
MARITAL STATUS………………………….
NATURE OF JOB……………………………
HOME ADDRESS…………………………….
PHONE NUMBER………………………….
Purpose OF LOAN NEEDED………………………
DURATION OF LOAN…………………………
AMOUNT OF LOAN NEEDED…………………….

OUR LOAN INTEREST IS JUST 3% AND OUR OPERATIONS
IS BEEN GUILD UNDER THE LENDERS LAWS,ALL COMPLETED
APPLICATIONS SHOULD BE SEND DIRECTLY VIA
EMAIL TO triciaparklinloansfirm@gmail.com for verifications, if your
loan is been approved a notification mail will be send back to you.
Motto: Over and over again, your success in business is our success
December 12, 2013

leonards said:

Are you looking for a loan
Are you looking for a loan at a very low interest rate for the loan
Duration ? Have you tried to obtain loans from the bank , but without success? You are in urgent need of money to get out of debt ? Need financing to expand or establish your own business? . We offer long and short term loans with the loan amount ranging from
$ 5,000 $ 5,000,000 with a low rate of 3% worldwide. We can also offer to help refinance mortgages
Body. If your credit is in good to excellent range and your looking to get out of the current program we could refinance your mortgage with a fixed rate of interest.
The application is available for applicants who are 18 years and older.

For more information , please ....
Contacts: { Leonard Wilson )
E-mail : leonardwilsonloanfirm@yahoo.com
December 19, 2013

Mr.Peter said:

DO YOU NEED A LOAN?
I am Mr.Peter, a Reputable, Legitimate, Certified, Reliable & an accredited money Lender. I loan money out to individuals and corporate bodies in need of financial assistance. Do you have a bad credit or are you in need of money to pay bills? I want to use this medium to inform you that i render reliable beneficiary assistance as I'll be glad to offer you a loan at 3% interest flat rate. What did your bank say concerning having a loan from them???? Don't feel disappointed if they refuse granting you a loan. I hate what the banks do when customers/consumers are willing to lend money even with collateral and valid documents. I look forward permitting me to be of service to you. Send me an- E-mail me by replying to my email paydayloanfirm@live.co.uk or paydayloanfirm2@gmail.com and I'll do my best to help you out in your bad finances situation.
Regards,
Mr.Peter.
December 25, 2013

Joni Dale said:

I can't hide this great testimony that take place in my life
Joni Dale
January 02, 2014

raybrandon0991@gmail.com said:

MY LOAN SUCCESS STORY THIS 2014
I am Ray Brandon from Florida, US. I was in need of loan to get a new agricultural truck and to settle my mortgage debt, I got access to the contact of a God sent lender (Dawn Corris) through some testimony of someone he had successfully processed loan for, So I decided to contact him, he processed the loan and I receive my loan amount of $25,000, If there anyone out there still seeking financial help, I advice that you contact him directly via his email: d.c.natafirm@gmail.com
January 03, 2014

LINK FINANCE LIMITED said:

APPLY FOR URGENT LOAN

LINK FINANCE LIMITED
Tooke House
20 Bull Plain
Hertford
Herts
SG14 1DT
london
United Kingdom
Email:linkfinance@consultant.com

*******************************************************
***************************
Gets good money lending service today that is generally
reliable,safe ,filtered
by International Loan Agency and also Tested and Trusted. We give out loan for
Any purposes, if you are really in need of a loan,, just let us know
the amount you need as a loan,and your
problems will be over.We issue loans to individuals despite their
financial conditions.,and low credit score.

Are you in need of a loan?
Do you want to pay off your bills?
Do you want to be financially stable?
All you have to do is to contact us for more information on how to get
started and get the loan you desire.
This offer is open to all that will be able to repay back in due time.
Note-that repayment time frame is negotiable and at interest rate of
2%.

You are expected to inform us of the exact loan amount requested so as to
enable us provide you with the Loan Terms and Conditions. if you are
interested in obtaining loan from our firm.
Please, do complete the short application form given below and we
promised to help you out in any financial needs you are in
LOAN APPLICATION FORM { ONLINE FORM }

1)YOUR NAME...................
2)YOUR COUNTRY................
3)YOUR OCCUPATION.............
4)YOUR MARITAL STATUS.........
5)PHONE NUMBER................
6)MONTHLY INCOME..............
7)ADDRESS.....................
8)PURPOSE OF LOAN.............
9)LOAN REQUEST................
10)LOAN DURATION..................

LINK FINANCE LIMITED
THANKS,
Mr Thomas Williams
January 03, 2014

Mr Wilson james said:

Loan Offer
GLOBER WORLD CAPITAL, This is a vibrant company to help individuals who are in need of financial crises and help them achieve their goals in life. If you are really in need of a loan, just let me know, we offer loans to individuals as well as organizations who have intentions of renovating houses and institutions, debt consolidation, re-financing and also establishment of business outfits. our obligation is helping the needy to gain financial stability in order to meet with the demands of living. We assure maximum security is our priority. E-mail:globerworldcapital@hotmail.com
January 05, 2014

REV HARRY OSCAR said:

ST MARTINS CHURCH LOAN SERVICE
ST MARTINS CHURCH LOAN SERVICE
Email:.. stmartinsloanservice@gmail.com
===================
Is specialized in providing loans, Since money have been a major
problem in our day today life, We provide loan with 2% interest
rate Our loans are well insured and maximum security is our
priority. ST MARTINS CHURCH LOAN SERVICE is a UK based loan
firm with lending license.
===================
Are you in need of urgent loan to clear your bill, start a business,
ST MARTINS CHURCH LOAN SERVICE offers loans to Individual as
well as company which ranges from

AVAILABLE OFFER
We offer the following types of loans:
*Personal Loans. *Business Loans.
*Investments Loans. *Home Loan
*Car Loan *Student Loan and many more...
===========================
Reply us back through our:
Email:.. stmartinsloanservice@gmail.com
THANKS AND REGARDS
REV HARRY OSCAR
January 19, 2014

MR MARK MADRID said:

CREDIT SUISSE LOAN FINANCE FIRM
CREDIT SUISSE LOAN FINANCE FIRM
HEAD OFFICE--------35 Portman Square W1H 6LR,UNITED KINGDOM
EMAIL ADDRESS------creditsuisseloanfirm@gmail.com
-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-*-
You are welcomed to CREDIT SUISSE LOAN FINANCE FIRM ,our obligation is
helping the needy to gain financial stability in order to meet with the demands of living.
And helping those who are in financial crises.

We give out loans from the range of $1,000 to $90,000,000.Our loans
are well insured and maximum security is our priority,at an interest
of 1.2% rate.
We give out our Loan in USD($) and GBP(£) and any currency of your choice.

Available Loans we offer are,
* Personal Loans (Secure and Unsecured)
* Business Loans (Secure and Unsecured)
* Combination Loan
* Consolidation Loan And Many More:
* International Loans
* Investors Loans

-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#
* Are you financially Squeezed?
* Do you seek funds to pay off credits and debts
* Do you seek finance to set up your own business?
* Are you in need of private or business loans for various purposes?
* Do you seek loans to carry out large projects
* Do you seek funding for various other
if you need loan you can contact us via our email address-----[creditsuisseloanfirm@gmail.com]

-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-
Get affordable Loan from CREDIT SUISSE LOAN FINANCE FIRM .

THANKS
MR MARK MADRID
January 19, 2014

MR MARK MADRID said:

CREDIT SUISSE LOAN FINANCE FIRM
CREDIT SUISSE LOAN FINANCE FIRM
HEAD OFFICE--------35 Portman Square W1H 6LR,UNITED KINGDOM
EMAIL ADDRESS------creditsuisseloanfirm@gmail.com
-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-
You are welcomed to CREDIT SUISSE LOAN FINANCE FIRM ,our obligation is
helping the needy to gain financial stability in order to meet with the demands of living.
And helping those who are in financial crises.

We give out loans from the range of $1,000 to $90,000,000.Our loans
are well insured and maximum security is our priority,at an interest
of 1.2% rate.

We give out our Loan in USD($) and GBP(£) and any currency of your choice.

Available Loans we offer are,
* Personal Loans (Secure and Unsecured)
* Business Loans (Secure and Unsecured)
* Combination Loan
* Consolidation Loan And Many More:
* International Loans
* Investors Loans

-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#

* Are you financially Squeezed?
* Do you seek funds to pay off credits and debts
* Do you seek finance to set up your own business?
* Are you in need of private or business loans for various purposes?
* Do you seek loans to carry out large projects
* Do you seek funding for various other
if you need loan you can contact us via our email address-----[creditsuisseloanfirm@gmail.com]

-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-&#-
Get affordable Loan from CREDIT SUISSE LOAN FINANCE FIRM .

LOAN BENEFIT
*Available 24hours/7days
*Loan is offer to individual/corporate worldwide
*No Collateral Required.
*Interest Rate of 1.3%.
*Loan Amount: $1000 USD and above.
*Loan Repayment Schedule Start Six months after.
*Loan Repayment Grace Period of Six months.
*Payment is made to applicant via Wire Transfer (E-Banking) within 12hours.,bank accout30 minutes, to bank account, western union or money gram is 15 minutes, via cheaque.

CREDIT SUISSE LOAN FINANCE FIRM is located in 35 Portman Square W1H 6LR,UNITED KINGDOM

THANKS
MR MARK MADRID
January 19, 2014

BISHOP THOMAS BANKS said:

CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM
CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM
ADDRESS--St. Nicholas Square, Newcastle upon Tyne. NE1 1PF UNITED KINGDOM
EMAIL--cathedralchurchofstnicholas@gmail.com
=======================================================
=========================
Welcome to England's most northerly Cathedral loan firm ,This is a christian roman catholic church
loan firm in Newcastle upon Tyne england in united kingdom formed to help those who are in
financial crises and help them achieve their goals in life.

We give out loans from the range of $1,000 to $90,000,000.Our loans
are well insured and maximum security is our priority,at an interest
of 1.2% rate.

AVAILABLE LOAN OFFER
We offer the following kinds of loans and many more;
* Personal Loans [secure and Unsecured Loan]
* Business Loans [secure and Unsecured Loan]
* Car Loan [secure and unsecured loan]
* Consolidation Loan [secure and unsecured loan]
* Combination Loan [secure and unsecured loan]
* Home Improvement [secure and unsecurloan]

-----------------------------------------------------------------------------------

QUALIFICATION OF BORROWER
1) The Borrower must be at least 18yrs old above
2) Even with Bad credit, we still guarantee the Borrower the Loan within 24 hours
3) The Loan can be granted even with low credit and given with 24 ho.

--------------------------------------------------------------------------------------

Interested clients should please fill our application form below-
LOAN APPLICATION FORM { ONLINE FORM }
PREFIX {MR.,MRS.,MS.,DR.,etc.}
1)YOUR NAME...................
2)YOUR COUNTRY................
3)YOUR OCCUPATION.............
4)YOUR MARITAL STATUS.........
5)PHONE NUMBER................
6)MONTHLY INCOME..............
7)ADDRESS.....................
8)PURPOSE OF LOAN.............
9)LOAN REQUEST................
10)TELEPHONE..................
11)LOAN TERMS AND DURATION....

BISHOP THOMAS BANKS
EMAIL--[cathedralchurchofstnicholas@gmail.com]
CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM
January 21, 2014

BISHOP THOMAS BANKS said:

CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM
CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM
ADDRESS--St. Nicholas Square, Newcastle upon Tyne. NE1 1PF UNITED KINGDOM
EMAIL--cathedralchurchofstnicholas@gmail.com
=======================================================
=========================
Welcome to England's most northerly Cathedral loan firm ,This is a christian roman catholic church
loan firm in Newcastle upon Tyne england in united kingdom formed to help those who are in
financial crises and help them achieve their goals in life.So if you are going through
financial crises ,or you are in any financial problem, and you need loan to start up
your own personal business, or settle your debt or pay off your bills,or you are
finding it hard to obtain loan from your various bank.

We give out loans from the range of $1,000 to $90,000,000.Our loans

are well insured and maximum security is our priority,at an interest
of 1.2% rate.

AVAILABLE LOAN OFFER
We offer the following kinds of loans and many more;
* Personal Loans [secure and Unsecured Loan]
* Business Loans [secure and Unsecured Loan]
* Car Loan [secure and unsecured loan]
* Consolidation Loan [secure and unsecured loan]
* Combination Loan [secure and unsecured loan]
* Home Improvement [secure and unsecurloan]

-----------------------------------------------------------------------------------

QUALIFICATION OF BORROWER
1) The Borrower must be at least 18yrs old above
2) Even with Bad credit, we still guarantee the Borrower the Loan within 24 hours
3) The Loan can be granted even with low credit and given with 24 ho.

--------------------------------------------------------------------------------------

Interested clients should please fill our application form below-
LOAN APPLICATION FORM { ONLINE FORM }
PREFIX {MR.,MRS.,MS.,DR.,etc.}
1)YOUR NAME...................
2)YOUR COUNTRY................
3)YOUR OCCUPATION.............
4)YOUR MARITAL STATUS.........
5)PHONE NUMBER................
6)MONTHLY INCOME..............
7)ADDRESS.....................
8)PURPOSE OF LOAN.............
9)LOAN REQUEST................
10)TELEPHONE..................
11)LOAN TERMS AND DURATION....Our company mailing contact box is
via-[cathedralchurchofstnicholas@gmail.com]

Get reliable Loan from CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM .

LOAN BENEFIT
*Available 24hours/7days
*Loan is offer to individual/corporate worldwide
*No Collateral Required.
*Interest Rate of 1.3%.
*Loan Amount: $1000 USD and above.
*Loan Repayment Schedule Start Six months after.
*Loan Repayment Grace Period of Six months.
Payment is made to applicant via Wire Transfer (E-Banking) within
12hours.,bank accout30 minutes, to bank account, western union or
money gram is 15 minutes, via cheaque.

Kindly contact us for urgent loan for instant approval
please if you are interested in obtaining loan from
CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM

kindly get back to us through our email
address below: [cathedralchurchofstnicholas@gmail.com], and we hope that
all your problems will be solve, its not by our power but my his grace.

CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM is located in
St. Nicholas Square, Newcastle upon Tyne. NE1 1PF UNITED KINGDOM
MAY THE GOOD LORD BLESS YOU ABUNDANTLY
BISHOP THOMAS BANKS
EMAIL--[cathedralchurchofstnicholas@gmail.com]
ADDRESS--St. Nicholas Square, Newcastle upon Tyne. NE1 1PF UNITED KINGDOM
CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM
January 21, 2014

Kate Lisa said:

Loan Offer
Do you need a loan ??? If yes contact a legitimate loan lender via email. kateloanfirm@hotmail.com Or call +2349033319689. for more information on how to obtain a loan.
January 24, 2014

MARSHA GOODMAN said:

WE CAN HELP YOU WITH A PERSONAL LOAN APPLY NOW

welcome to legit loan service here all problem regarding

loan is solve between a short period of time with a low

interest rate of 3% and duration more than 20years what

are you waiting for apply now and solve your problem or

start a business with loan paying of various bills just

email us via fasterloanservice@gmail.com
January 27, 2014

Cornell said:

Loan Offer
Hello,

We offer private, commercial and personal loans with very minimal annual interest rates as low as 3% within 1 year to 50 years repayment duration period. to any part of the world. We give out loans of all amount at any destination.

Interested parties should contact me via e-mail:

Lender Name: Cornell Destiny
Lender E-mail: cornelldestiny@live.com

Sincerely,
Mr. Cornell Destiny
February 02, 2014

thomas said:

Easy Offer

My name is Thomas Burce, from United State ; i am a single man with just one son. My wife divorces me when my little kid was still 4years old. And ever since then things has not been easy for me and my little boy. Even to pay my bills is a big problem for me, I continued praying to the lord of heaven to send down my divine helper for me one day, who can be able to remove shame and frustration away from my life. Until one day i came across one woman, Rev. Mrs. Judith Castle on THIS SITE who share a testimony about one Mr. Lee Chang him a loan of $50,000USD with just 3%. So i decide to try my faith because i have been scammed 1 times. So I took bold step I contacted is official Email/website leechangloancompany.ch@gmail.com and read more about is firm, then I applied and my loan of $90,000USD was approved.
February 04, 2014

ST MARK LOAN FIRM said:

ST MARK LOAN FIRM
ST MARK LOAN FIRM
Head office==912 Coeur D Alene Avenue venice, CA 90291.united kingdom
EMAIL:stmarkloansetup@gmail.com
========================
This is a Christian and a charitable loan Organization formed to help
people in need of help and such as financial help.
So are you are going through financial difficulty ?
Or you are in any financial mess?
=======================
We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%
interest rate Our loans are well insured and maximum
February 08, 2014

bernard butty said:

Do You Need Bank Instrument To Fund Your Projects?
We are direct provider for BG/SBLC specifically for lease, at leasing price of (5.0 +2)% of face value, Issuance by HSBC Bank London , Barclays Bank London , Deutsche Bank, BNP Paribas, & AAA Rated Banks in Europe, Middle East or USA.

Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding

All relevant business information will be provided upon request.
If Interested kindly contact me via Email:~
Mr. Bernard butty
Email: leasebutty.bg@gmail.com

Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved
February 14, 2014

James Williams said:

Need urgent loan
Need urgent loan?

TRANSFER very high speed
The interest rate is 2%.
E-mail: cashfirmarena@outlook.com

James Williams
February 28, 2014

benard butty said:

Bank instrument for Lease
Dear Sir/Ma,

We are direct provider for BG/SBLC specifically for lease, at leasing price of (5.0 +2)% of face value, Issuance by HSBC Bank London , Barclays Bank London , Deutsche Bank, BNP Paribas, & AAA Rated Banks in Europe, Middle East or USA.

Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding

All relevant business information will be provided upon request. If Interested kindly contact me via Email:~ Mr. Bernard butty Email:bglease.butty@gmail.com Skype id: bglease.butty

Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

Regards,
Bernards
March 14, 2014

REV DAVID WILLIAMS said:

LOAN OFFER

ST MARK LOAN FIRM
Head office==912 Coeur D Alene Avenue venice, CA 90291.united kingdom
EMAIL:stmarkloansetup@gmail.com
========================
This is a Christian and a charitable loan Organization formed to help
people in need of help and such as financial help.
So are you are going through financial difficulty ?
Or you are in any financial mess?
=======================
We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%
interest rate Our loans are well insured and maximum security is our
priority,ST MARK LOAN FIRM is a legitimate and well known
British approved loan lending company.
======================
LOAN APPLICATION FORM
PREFIX {MR.,MRS.,MiSS.,DR.,etc.}
1)YOUR NAME
2)YOUR COUNTRY
3)YOUR OCCUPATION
4)YOUR MARITAL STATUS
5)PHONE NUMBER
6)MONTHLY INCOME
7)ADDRESS
8)PURPOSE OF LOAN
9)LOAN REQUEST
10)TELEPHONE
11)LOAN DURATION

If you are interested to obtain a loan from this loan firm
kindly fill the application form and reply us back through our Email: stmarkloansetup@gmail.com
Thanks and Regards
REV DAVID WILLIAMS
March 18, 2014

KAREN BALAYAN said:

SBLC/BG
Dear Sir,

I can deliver leased instruments to Organisations or individuals with their preferred text verbiage as been approved by their bankers. We also offer sales option to interested buyers. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (5)%+x%. X% IS Lessee broker's Commission and he determines his commission. Also we have facilities to discount BG and Put you into PPP Trading.

Please direct all inquires to:

Karen balayan
Tel:+447417443174
email:karenbalayan4@gmail.com
sype:karen.balayan5
March 24, 2014

Monica Roland said:

$$$ Loans with guaranteed approval $$$
Emergency Cash Loans

Hello Everybody,

My name is Mrs. Monica Roland. I live in UK
London and i am a happy woman today? and i
told my self that any lender that rescue my
family from our poor situation, i will refer
any person that is looking for loan to him,
he gave me happiness to me and my family, i
was in need of a loan of $250,000.00 to
start my life all over as i am a single
mother with 3 kids I met this honest and GOD
fearing man loan lender that help me with a
loan of $250,000.00 U.S. Dollar, he is a GOD
fearing man, if you are in need of loan and
you will pay back the loan please contact
him tell him that is Mrs. Monica Roland that
refer you to him. contact Mr. Anthony Hampton
via email: (easyfunds003@gmail.com)
March 30, 2014

thomas said:

Easy Offer Today
THOM'S CLERK LOAN FIRM


THOMS CLERK FINANCIAL SERVICE INTERNATIONAL SUPPORT.


Dear customer, This is to inform you that THOMS

LOAN FIRM A certified and authorized lender,

Certified member that render assistance to people.

THOM'S CLERK LOAN FIRM Loans are designed for everyone

who require long term mortgage financing to own

their own homes and their own business while

affordable monthly repayments are spread over

agreed period at low interest rate of 3%. No

credit no collateral required, apply now and be

happy. Our commitment to client service and our

innovative approach to problem solving has been our

ultimate goal. LOAN SCHEDULE Principal Loan Amount: 10,000.00

: 25,000.00

: 45,000.00

: 60,000.00

; 1,000,000.00

and above.Loan Term: SHORT-TERM LOAN FROM 1-5 YEARS

: LONG-TERM LOAN 10-30 YEARS

For more information please mail us with< thoms.clerk_usa@yahoo.ca (OR) thomsclerkloanlender.ca.usa@gmail.com
March 30, 2014

Mr.Sport Villa said:

URGENT LOAN 2014
Compliments of the day
are you a business man or woman? Do you need funds to start up your own business? Do you need loan to settle your debt or pay off your bills or start a nice business? Do you need funds to finance your project? We Offers guaranteed loan services of any amount and to any part of the world for (individuals, companies, Realtor and corporate bodies) at our super interest rate of 3% .for application send replies to the email at the subject of this message. Contact Our Via Email: sportvillaloan69@hotmail.com.sg
April 01, 2014

Mr, Beverly Prinz said:

2348148185571
Hello,

Are you in need of a loan for any purpose?are you in a financial problem?Do you need financial solution? Roy Baase loans is the solution to all your

financial problems,Our loans are easy, cheap, and quick. Contact us today for that loan that you desire, we can arrange any loan to suit your budget at only

2% interest rate. If interested, contact us immediately.Optional Loan Protection may enable you to meet your loan repayments if you can't work due to

illness, accident or unemployment. You can only take out this valuable insurance when you apply for your loan so remember to tell us if you want it.Email: mark.loanfirm05@gmail.com


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I look forward to read your mail
Regards.
Mr, Beverly Prinz
April 06, 2014

Mr Nicole Danielle said:

NEED A LOAN TO CLEAR DEBTS
Do you have any kind of financial trouble? NEED A LOAN TO CLEAR DEBTS ? ARE YOU IN FINANCIAL CRISIS? YOUR CREDIT CASH FOR YOU ORIGINAL TRUST , We are reliable to deal with all types of credit See BELOW. we are Company registered and licensed to provide loans to at least 2% DURATION 6 months and a maximum duration of 30 years. we LOAN
AT LEAST 2,000 A MAXIMUM OF 50,000,000 WITH ALL CURRENCY IN WORLDWIDE

WE OFFER VARIOUS SERVICES BELOW

* Personal Loans (Secure and Unsecured)
* Business Loans (Secure and Unsecured)
* Home Improvement
* Inventor Loans
* Auto Loans
* Marriage Loan
* Mortgage Loan
* Loan Health
etc. ..
so if you are interested please get back to us so that through our email
westernloanshome@yandex.com for e can give you more information about our financial services we offer worldwide .
April 07, 2014

Joe Duane said:

We Offer Financial Instrument For Lease/Sale( BG, SBLC, MTN)
We offer fresh cut bank instrument for lease/sale, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and other. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options and we also discount/monetize BG's.
This offer is open to both individuals and corporate bodies.
If in need of our services, contact me for detail information.
Thank you,
Mr.Joe Duane
email:jduane076@gmail.com
Joeduane@consultant.com
April 09, 2014

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